💸

WTF Money

What The Finance — your survival guide for when real life hits

Built for Australian teens dealing with paychecks, tax, super, and all the money stuff nobody taught you.

Tools
🤔
Can I Afford It?
Figure out if you can actually buy that thing — after bills, buffer, and real life.
MOST POPULAR
💰
Paycheck Reality Calculator
See what you actually take home after tax and super eat into your pay.
ESSENTIAL
😱
WTF Happened to My Pay?
Your first paycheck is smaller than expected. Here's why and what to do.

💡 What is this?

WTF Money is a free financial survival guide built specifically for Australian teens. No ads. No data collection. No corporate nonsense. Just practical answers for real money situations.

🇦🇺 Australian 🔒 No data stored 🚫 No ads ever 💯 Free forever
⚠️ Important Disclaimer

The information provided on this website is general in nature and does not constitute financial, tax, or legal advice. It has been prepared without considering your individual objectives, financial situation, or needs. Before making any financial decisions, you should consider seeking independent advice from a qualified financial adviser, tax professional, or relevant government agency. While we strive to keep information accurate and up to date, we make no representations or warranties of any kind about the completeness, accuracy, or reliability of the information provided.